10 TIPS KESELAMATAN DALAM GEMPA

Oleh Doug CoppKepala Penyelamat Dan Manajer Bencana dari American Rescue Team International (ARTI)PENGALAMANSaya telah merangkak di bawah 875 reruntuhan bangunan, bekerja sama dengan Tim penyelamat dari 60 negara, Dan mendirikan Tim penyelamat di beberapa negara serta salah satu dari ahli PBB untuk Mitigasi Bencana selama 2 tahun.Saya telah bekerja di seluruh bencana besar di dunia sejak tahun

"Interest"

"Interest" dalm dunia finansial dapat didefinisikan sebagai kompensasi yang dibayarkan peminjam modal kepada pemberi pinjaman modal atas jasa penggunaan modal tersebut. Dapat juga dianggap sebagai kompensasi kepada pemilik modal akibat kehilangan kegunaan modal tersebut karena dipinjam oleh orang lain (Peminjam).Dalam teorinya, modal (capital) dapat berbeda dengan Bunga/"interestnya". Contoh:

Errors & Omissions

The insured shall not be prejudiced by unintentional and/or inadvertent omissions, errors, incorrect valuation or incorrect description of the interest or property provided notice is given to the company as soon as practicable upon discovery of such error or omission and subject to the insured paying any additional premium arising thereon.

Helicopters Clause

The practise of using Helicopters for the transfer of crew, pilots, surveyors, repairers or others, cargo, mail, stores, equipment and the like will not prejudice this insurance

Full Premium If Lost Clause

It is understood and agreed that in the event of a claim arising hereunder adjustable on the basis of a Total Loss the Full Annual Premium, less the amount of premium already paid, shall become due and payable forthwith.

Jurisdiction Clause (Indonesian)

Notwithstanding anything contained to the contrary, it is agreed that the indemnity provided herein shall not apply to :damages, to which the insurance applies, awarded by judgments delivered or obtained in the first instance otherwise than by a court of competent jurisdiction within the Republic of Indonesia;costs and expenses of litigation recovered by any claimant from the insured which are

Lessors Interest Clause

It is hereby noted and agreed that ......... (hereinafter referred to as the Lessors) are the owners of the Property insured under (item ....) and that such Property is the subject of a leasing Agreement made between the Lessors on the one part and the Insured on the other part. It is further understood and agreed that any payment made in respect of loss or damage (which loss or damage is not

Pilot Non Liability Clauses

These insurance shall not be prejudiced by reason of any agreement limiting or exempting the liability of pilots and/or tugs and/or tow boats and/or helicopters and/or their owner and/or operators when the Assured and/or Charterers accept such contracts in accordance with established local practice or are compelled to accept such contract